Dr. James Driscoll – Lead Underwriter and Head of Underwriting Department


  • Head of the Watts and Associates, Inc. Underwriting Department and responsible for underwriting guidelines on new crop insurance products in excess of 20 years;
  • Ph.D. in Agricultural Economics from Oklahoma State University;
  • Performed analysis and advised management of FCIC on the structure of the 1990 and 1998 Standard Reinsurance Agreements, including gain/loss share parameters, fund designation, and limitations on fund allocations.;
  • Successfully completed the examinations for CPCU 1, 2, 3, 5, 7, 8, and 9;
  • Successfully completed the examinations for ARM 54 and 56;
  • Successfully completed coursework in Basic Reinsurance Principles and Advanced Reinsurance Principles;
  • 30 years of analytical work experience with USDA;
  • 20 years experience in multiple peril crop insurance, with substantial underwriting and actuarial responsibilities;
  • Seven years experience as senior actuary for United States Department of Agriculture, Risk Management Agency, with responsibility for FCIC’s ratemaking methodology;
  • Principal Investigator for numerous United States Department of Agriculture, Risk Management Agency funded projects;
  • Extensive experience seeking innovative answers to crop insurance issues raised by Congressional, producer, and other interests;
  • Seeks pragmatic and effective solutions, both procedurally and customer oriented, to problems and issues in crop insurance; and
  • Lead Underwriter and Principal Investigator for the following USDA-RMA funded development efforts:
    • Named Peril Weather Insurance,
    • Research and Development of a Pilot Crop Insurance Program for Silage Sorghum,
    • Christmas Tree Research and Development Insurance Program,
    • Revenue Insurance Program Development,
    • Pasture and Rangeland Program Insurance Development,
    • Group Risk Plan Rangeland Program New Index Research & Development,
    • Sweetpotato Pilot Program Development,
    • Development of a Risk Management Program for Pasture/Rangeland and Forage, and
    • Development of a Pilot Program for Indexing for Category B Crops (Declining Yields) (Subcontractor)